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Recent pay day loans make it tough to have home financing in 2021

Recent pay day loans make it tough to have home financing in 2021

Having a recent cash advance on your own credit score makes it more difficult to get home financing at a great rate – and on occasion even after all!

Before COVID-19, the advice would be to wait twelve months. But now numerous mortgage brokers are tightening lots of their home loan needs.

Two regarding the biggest agents, London & nation and Habito will no longer just take you on as a client unless your payday that is last loan significantly more than couple of years ago.