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Credit rating (excluding student education loans). Flows were break adjusted.

Credit rating (excluding student education loans). Flows were break adjusted.

The charge card element had formerly covered sterling bank card lending to your British household sector by just UK banks and building communities

After a workplace for National Statistics review in August 1997, information for ‘other specialist lenders’ had been improved and revised returning to January 1995. Total outstanding credit ended up being revised upwards by £2.6 billion. Monthly data are offered for lending by merchants from 1997 but are not available for lending by insurance companies january. The lacking data that are monthly been interpolated from quarterly information.

Within total credit (excluding student education loans) outstanding, charge card lending was in fact underestimated and ‘other’ credit rating overestimated just before January 1999 due to a inconsistency that is longstanding.